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Watercraft and Yachts

Whether you own a small ski-boat or a large yacht with captain and crew, we have a policy that provides superior coverage.

Prestige Watercraft®

Our watercraft policy includes ValueLock®. We agree up-front to your boat's current market value, then lock in that amount for a full year. The amount you receive is never in question and you save as much as 10-15% in deprecation.


We also offer liability limits up to $1 million - higher than most other insurers offer. And unlike most policies, Prestige Watercraft automatically includes coverage for trailers up to $5,000.

Prestige Yacht®

If you own a large yacht with captain and crew, our Prestige Yacht policy offers flexible coverages and is geared to cruising in international waters. In addition to being able to insure high value yachts, the policy includes coverage for:


  • Captain and crew liability
  • Liability and medical payments for you and your family, guests
  • Standard-setting marine claims and underwriting (worldwide claims service available).
  • Marine environmental damage
  • Emergency towing and emergency living expenses
  • Accidental damage from freezing or ice
  • Protection against loss from uninsured and underinsured boaters.
  • Coverage for a total loss incurred from vermin damage.
  • Replacement costs for lost passports and other necessary identification.
  • Coverage for loss of onboard personal possessions (including scooters and mopeds) and fine art.
  • Immediate coverage of newly-purchased vessels (includes a 30-day notification grace period).
  • Bottom inspection 

To learn more, contact a > Fireman's Fund independent agent.


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