Automobiles

Fireman’s Fund Prestige Auto® Premier

Your car is an important investment in comfort and safety, and you should have an insurance policy that protects your investment. That’s why we developed innovative coverages and services that are design specifically for people who own high value, luxury and collector cars. 

First, we allow you to establish the value of your car. Then, if you have an accident, you can choose what repair shop to use and what kind of car to rent. We take the hassle out of the claim.  

No other insurance policy matches the coverages and services of the Fireman’s Fund Prestige Auto policy.

>For information on Prestige Auto for New Jersey.

  • Quality protection for high quality autos

    Fireman’s Fund Prestige Auto® Premier

    Your car is an important investment in comfort and safety, and you should have an insurance policy that protects your investment. That’s why we developed innovative coverages and services that are design specifically for people who own high value, luxury and collector cars. 

    First, we allow you to establish the value of your car. Then, if you have an accident, you can choose what repair shop to use and what kind of car to rent. We take the hassle out of the claim.  

    No other insurance policy matches the coverages and services of the Fireman’s Fund Prestige Auto policy.

    >For information on Prestige Auto for New Jersey.

    To learn more, contact a > Fireman's Fund independent agent.

     

  • What if your new car suffers a total loss?

    Most people know that a new car loses value as soon as it leaves the dealership. If you’re unlucky and have an accident that totals your car, a standard policy pays just the depreciated value – even if the car is just a few weeks old. 

    Fireman’s Fund Prestige Auto® Premier offers a new vehicle replacement option* that insures the full replacement cost of a car that is a total loss for up to its first three model years – with an option for five years. And, we waive the deductible on a total loss. An option is also available to replace the car with a comparable hybrid model.

    *New vehicle replacement coverage is available as an extra option and is not available in all states. Coverage must be added within three years of the car's model year, available for up to five model years.

    To learn more, contact a > Fireman's Fund independent agent.

     

  • What if you have a car accident overseas?

    If you are thinking of buying or renting a car overseas, you should also be thinking about car insurance.

    Fireman’s Fund Prestige Auto® Premier provides 30 days of coverage for a car that you buy anywhere in the world*. We also provide worldwide liability protection for autos you rent, borrow or lease for up to 90 days. In countries that require visitors to purchase domestic auto insurance, Prestige Auto pays for damages above the limits of any required domestic policy.

    *When you already have a car insured with us.

    To learn more, contact a > Fireman's Fund independent agent.

     

  • While your car is repaired, what do you drive?

    If your car is damaged and is in the repair shop, you will want to rent something comparable. Many insurance policies set per-day cost limits that preclude getting the car you need to maintain your daily routine.

    Prestige Auto® Premier has no limit on the per-day cost for a rental car to use while your car is in the shop. And with a $10,000 reimbursement limit, you can be confident you'll be able to keep the rental until your own car is repaired.

    To learn more, contact a > Fireman's Fund independent agent.

     

  • What if your car breaks down in the middle of nowhere?

    Many auto policies offer free towing – but limit it to the nearest point of service.

    Prestige® Roadside Response, included with Prestige Auto® Premier policies, covers towing to your preferred repair facility – within 50 miles – or to the nearest qualified shop, no matter how far away. We also provide extra services that will help you find an ATM, a car rental and even a hotel room. We will get flight information, relay messages and more. We cover up to $1000 in related living expenses. Our goal is to help you make the best of a bad situation.

    To learn more, contact a > Fireman's Fund independent agent.

     

  • Can your repair shop use orginal manufacturer's parts?

    When you own a luxury car, you want to know that the repair shop will be able to use original manufacturer’s parts. 

    Prestige Auto® Premier covers the extra cost to use original manufacturer’s parts, and if you use a Fireman’s Fund pre-screened, quality shop, the repairs are guaranteed for as long as you own the car. Of course, you can also choose your own repair shop.

    To learn more, contact a > Fireman's Fund independent agent.

     

  • Can you actually drive your classic car?

    Many owners of classic and vintage cars love their cars and maintain them primarliy for exhibitions, parades and other special activities. At the same time, they love driving their cars and don't want to feel restricted by insurance policy mileage limitations.

    Fireman's Fund offers >collector car insurance* that does not have a mileage restriction on cars used primarily for exhibition. We believe that collector car owners have a passion for taking care of their cars, and we want them to enjoy their prized possessions. We also offer specially priced coverage for large car collections that are primarily "for display" and driven only to maintain the vehicle.

    *Not available in all states.

    To learn more, contact a > Fireman's Fund independent agent.

     

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